Friday, January 24, 2020

Running on Faith (eric clapton Biography) :: essays research papers

When comparing my free write with the writing diagnostic prompt, it gave me a chance to reminisce on how I became a scribe. To know how to write, one also needs to know how to read. My reading abilities, like most of my peers started in pre-school learning the ABC’s. After learning the basic’s it was in infinite sprint to soak up the knowledge of the world. Over the years, I can credit my parents, teachers, and many books for instilling the knowledge I would need to read and write.   Ã‚  Ã‚  Ã‚  Ã‚  My memories of reading started around the ages of three to five. I can recall the first time I read a book by myself. I was ecstatic. My favorite early child-hood book was with out a doubt Curious George. I had a positive memory of reading. It was not a hard concept for me to grasp. I loved reading anything I could get my hands on. That included newspaper and magazines. I also learned a lot by reading other people. For instance my Dad, he taught me so much about life and what it takes to succeed. He instilled the will to read and learn.  Ã‚  Ã‚  Ã‚  Ã‚   Writing†¦. writing for me is a never-ending struggle to perfect the English language, dialect, sentence structure and any other way I can possibly butcher my native tongue on paper. With so many ways to put ideas on paper, the English language is one of the most free-spirited yet, hardest languages to write. I look at myself as a writer of raw talent, one that needs to be harness to achieve great ideas. My major is pre-journalism, which requires tons of writing, so learning to polish my skills is a big plus at my age right now. I have taken many classes to try and improve my overall writing abilities. In High school I took English AP my junior year, also I did a television class to help write for newscast on the local news station and for the school. I would consider those positive aspects of my writings. One reason is because it was made into a fun style that I really enjoyed. Reading and writing is what one wants is willing to make of it, How many hours of practice will grant one in return a better understanding of the English language.

Thursday, January 16, 2020

Tv Representation of Families and Society – 1950s to Present

The television shows from 1950 to the present are connected in many ways. The characters showed in the 1950s television show called Leave It To Beaver all have white coloured skin and portrayed as a happy, perfect family. As the decades increased, the nuclear families turned into blended families, and the television shows started to have coloured characters. The families started to have problems and social situations. The viewer sees the conflicts inside the family begin as the years progress. For example, in the 2000's we examined a television show called Arrested Development.The show portrays the characters as if they are troubled and have problems. The children do not listen to their parents but instead have their own path in life, and their father is in jail. The representations of families changed according to society. In the 1950s, society acted traditionally, and old-fashioned. Therefore, the families portrayed in television were traditional, old-fashioned, obedient, and respo nsible. However, as the years progressed, society changed. The people became more free, open-minded, united, and dysfunctional.However, even though there are many differences between the television shows from the decades, there are still similarities between them. Even though society changes through time, families are still connected through love, support, care and responsibilities. In my family, we always stick together, support each other's choices and love every person unconditionally. The television show that I can most relate to is The Crosby Show for many reasons. The Crosby Show has a humorous father, and a caring and loving mother who are both hard working, siblings who fight but still love playing and music.The female teenager called Denise is independent, likes boys, music, wants an education, but still has fun which is alot like myself. The family had the same values as mine, such as education is important in the household, being healthy, and having a respectful and hones t relationship with everyone. However, the past television show which I least relate to is called The Brady Bunch. It is a blended family which consists of a father who is an architect, a mother who stays home, a family nanny, and six children. The parents act romantic, loving and do not raise their voice or argue. The children behave properly nd do not have their independent voice nor their freedom. My family is not perfect like The Brady Bunch but we are a loving family with modern values and morals. The past television shows I have examined demonstrated morals, and values in families. In my opinion, the most realistic TV show about a family in the past was the Cosby Show. The Cosby Show was the only TV show that had a normal family. Both the parents had a successful job, the children have morals and optimistic values, and the family is always positive and humorous. The children have normal problems at their age, they care about education and social standards.They make it seem as if everyone is equal and fair, and everyone has their own opinions not just following every action. On the other hand, the TV show which had a dysfunctional and least unrealistic family was Married With Children. This family was chaotic, uncontrolled, and they have dysfunctional values. The mother does not think straight and wants control over her husband. The father on the other hand, gives away his money without an opinion, and does not give authority to the children. The children do not care about school, nor health. They cannot be controlled and handled by the parents very well.Half the time, the parents do not even know where their children are. In my opinion this is not healthy nor a stable environment for the children to grow up in. Overall, families in general are represented in TV shows by how society is acting in that specific year. For example, in the 1950s families were behaving properly and according to the rules. They had perfect hygienic appearances and they were prec ise about everything they did. They had a daily routine including work, chores, school, healthy food, doing homework, speaking politely, and the husband was the man of the house.In the 1960s, they begin to blend a family together and the viewer begins to see a small change. The children start to argue and disagree with many things, the father is still the only one working and still the man of the house. The family begins to have arguments and situations but learn how to solve it by communication. In the 1970s, the children begin to think more modernly and start to think for themselves. The parents are older and the children are younger. The children begin to wonder; my parents are older and they do not understand me.The values of the children are liberal while the parents are more conservative. In the 1980s, the families begin to show humour, choices, and diversity. The shows begin to have dark coloured skinned characters, and freedom of speech. The children begin to engage in extra curriculum activities and have their separate social lives. The parents are strict but still loving, and the family thinks modern and up to date but the husband is still the man of the house. In the 1990s, the families represented in the TV show, become disoriented, their values are mixed up, eat unhealthy, and do not follow any morals or rules.The parents do not seem to care or worry about their children. The children begin to disrespect their parents and not pay attention to the rules. In the 2000's, the family is more dysfunctional, and less sophisticated. The children are rebelling against their parents and their father is in jail. Basically, as the years progress, the values and morals of society changes thus, changing the morals in families. Report On The Image Of American Society In Films Representations of the American society in films changed throughout 1950s to the present. American society revolves around the typical American family.The family structure has changed drama tically over the years. In the early years, the family was represented as a perfect family structure that acted politely, sophisticated and came together as a family. The family communicated with each other and spent valuable time as one. They sat down together as a family and bonded. As the years increased, the morals and values began to get lost in time through technology. Family keeps everyone together and responsible but without an authority figure inside the family, the family will start lose their bond.Throughout the years, the husband was the authoritarian man figure, however, as years progressed from the 1970s to the present, allowed women an amount of independence to express their freedom by getting a chance to support their families and to receive an amount of responsibility. The films demonstrated that the families in the past had morals and values but decreased throughout the years. However, families still have honesty and unity to live by these days and no one can take that away from them. American’s society has a wide view on people based on the present life experiences.American films from the 1950s to the present have families based on the expectations of society at that moment. The past American film that I can most relate to is The Breakfast Club. The Breakfast Club is a movie from the 1980s about a group of different teenagers stuck in detention. These teenagers all have different personalities and hang out with different people. In the present society, I do not stick myself with one â€Å"crew† or â€Å"clique†. I pay attention to different kinds of people, with unique social standards and diverse appearances. The teenagers all come together and help each other and put aside their differences.The American film which I least relate to is called The Fight Club. This American movie about society got society all wrong. Society is not that cruel, guilty, and violent. The entire film is about a depressed man who meets another man who is played by Brad Pitt and form a fighting club for the men who need confidence and never fought in their lives. The two men lose their jobs, homes, and health and begin to live in a broken down house and rebel against the law. They lose themselves inside the money they earn and the fights they fight. They do not understand the true meaning of life.In my point of view, I cannot relate to those men fighting and rebelling against society. American society creates films based on the American population’s beliefs and moral values. America’s most realistic form of society in a film is Saturday Night Fever. This film toke society’s fashion, fads, slang, and the realistic view of society at that moment and brought it to life. John Travolta played a young adult who worked part time, but still made his own decisions and worked hard for what he wanted. He had an extra curriculum activity which was dancing, and that was special for him. He worked hard, and he devot ed himself to his passion.In civilization, human beings work hard to become someone that’s treated with respect. His family was not always beside him and supporting him but they got around like a normal loving family. He has freedom of speech and is involved with everyone around him. In that moment in society, the director got the exact moments, and social events precisely into the films. In my opinion, the least realistic film that was brought to the public based on the public was The Fight Club. The Fight Club did indeed touch people and made people want to fight to prove themselves worthy, however, society is much better and efficient than that.If one works hard, then the hard work will be paid off correctly and they will become a winner on their own. One cannot achieve greatness and success over one fight. One has to work hard, believe in themselves and have hope. Society is not weak and does not fight because they need confidence. In reality, people challenge themselves and earn their life and living in a proper educated manner. Overall, American society in general are represented according to the community’s actions, feelings, and moral values. The world begins to think less old fashioned and the directors understand that.Young adults are changing the future as we know it. Society is going to act accordingly to modern young adults’ opinions and attitudes. The films represent the positive views on society. They demonstrate the modern experiences and attitudes that the director places in the movies. Technology is taking over our world and has a huge impact in the movies. Directors try to catch the attention of their audiences but placing modern attractions into the movies. The films try to be what the society is at that moment so that people will want to see the movie and think that it is the coolest and top movie that there is.Modern Representation of Families in Society A modern Canadian society is represented through a TV show calle d Degrassi: The Next Generation. This TV show is about young adults in a high school trying to fit in, living through every day situations, and trying to understand life. The TV show focuses on many different life situations and unique kinds of people. These characters face various challenges such as poor self image, sex, AIDS, cheating, death and suicide, depression, bullying, homophobia, racism, eating disorders, peer pressure, child abuse, sexual identity, gang violence, self-injury, teenage pregnancy, and drug abuse.These are all topics that teens experience in high school, and there is no sugar-coating. In my point of view, this realistically relates most to the young adults and the adults in the show, also face daily modern situations such as divorce, abuse, economic problems, and identity issues. Degrassi is not for everyone, mainly because it's an honest account what it's like to be a teen in a society which values cliques and confrontation over truth and real growth. Teenag ers in society are beginning to learn their purpose in life and try to create their existence in society a worthy one.They believe that they can change the world and put their education towards a worthy cause. In the show, there are many cases of modern problems which demonstrate to the public that those are the situations that need to be changed. For example, teen pregnancy. Teen pregnancy is high in America. 1 in 20 young females will become pregnant before they graduate high school. Teenagers need to realize that they do not live in a Barbie perfect world but have complications to face.With this TV show, teenagers, and young adults can realize the world issues out there and can fix them before they get out of hand. The audience gets a warning of the real world and chance for them to redeem themselves. The TV show is like a window into the modern world. The audience seems weak and confused on their path in life but if they get an opportunity to see the outcome of their actions, (s uch as having sex which can lead to pregnancy) they can learn what not to do. Television is a part in our modern society and media survives on the audience’s remarks.Basically, people enjoy watching what they can relate to or what they are interested in. This show is important to society in general for the Canadian community. The issues portrayed in the television show is the most realistic representation of modern society. It is based on real life stories and events that happened. It is important that television portrays the real society at that moment because people start to act according to them. For example, ideas and themes become main stream in society so do they become more common on television.Women would never sleep in the same bed as her husband on television. This is because at the time â€Å"Leave it to Beaver† was being aired, it was a social taboo to talk about sex, or sexuality, even between married couples. Today, we have shows about single moms and sex uality is openly displayed by characters on TV. This shows a change in our cultures values and how we need to be completely and clearly informed every moment we get in our lives so we can learn from TV characters’ mistakes.

Wednesday, January 8, 2020

Thesis Proposal on The Economic and Financial Implication of Online Banking in Emerging Markets

Introduction: Achieving sound financial condition is a major focus for many organizations as it is through continual buying from customers that an organization can grow. Online banking has been identified as an effective strategy of achieving customer loyalty by delivering the best service or quality product in the banking sector. It is however worth noting that very little research has been conducted on application of online banking in the banking sector across the globe with the changing time. E-Banking or online banking seeks to produce quality the first time saves time that is often wasted on correcting mistakes hence can be used by banks to deliver timely services and in the process help build customer loyalty. This study seeks to investigate the effect of online banking on economic and financial condition of bank in emerging markets. Research Aim: This research aims to determine the implication of online banking in the emerging markets especially in economic and financial terms. Research question: What is the economic and financial implication of the sudden emergence and increase of online banking in emerging markets? Research interest: The banking sector in a developing nation like Nigeria is a very important consideration from the economic and financial perspective. Banking has come a long way through digitalization and automation, however this is one area where the limitation of growth is undefined and there are various areas like the online banking that may add a new horizon to the banking in similar developing economies. Hence, it would be in the interest of the banking to broaden literature on online banking sector which is very limited at the moment. It will enable the practitioners to establish how they can apply the online banking to increase their competitive edge through timely delivery of services and products, hence achieve customer loyalty which may have an impact on the economic condition of the bank and its financials. Literature Review: Area Based: According to Elango Gudep (2006), the extra services or products plays a significant role in high involvement industries such as banking. Mary J. Cronin (1997) highlighted in her research on internet banking, the introduction of a new paperless era in conducting banking transactions. Conversely, research studies in service management have been conducted with regard to service quality in order to establish the factors that influence the customers’ perceptions as well as expectations of service quality and their impact on customer loyalty. Financial service sector and particularly banks are all the same. Banks are directing their efforts towards improving their service and assert that they are customer centric or focused (Kaynak 2003). According to Willis et al., (2001), time-based competition is a competitive strategy which is broad-based and emphasizes on time as the key factor for achieving as well as maintaining a sustainable competitive edge. Its main purpose is to reduce the time required to develop, process, market and deliver products. Choong et al (2001) point out that for organizations to apply time-based competition strategy, they must change their current processes as well as the decision structures they use in designing, producing and delivering to the customer. The banking sector has undergone intense competition as well as change in the customers’ expectations over the last decade (Al-Swidi Mahmod 2011). Attention to quality in banks is justified by the current socio-political changes including globalization through online banking which has resulted in a reversal in the customer habits for banking products and services (Pattanayak Maddulety 2009). Consumers now expect timely delivery, quick response, convenience, and efficiency all at a reasonable price. The changes cause the customers to develop attitudes towards the banks which in turn influence the customers’ assessment of the financial products and services provided and how they are delivered (Pattanayak Maddulety 2009; Saravanan Rao 2006). The beginning of internet banking in the SNFB has made the internet and online banking a new trend in the financial institutions across the planet. Vanniarajan (2007) further adds that there is a significant and positive link between the organizational performance of banks and internal service quality. Some of the key benefits of online banking to the banks themselves are the reduced costs of transactions as there is limited use of both staff and the paper leading to increased profits as per the researcher (Pride et.al, 2008). The usage of online banking has now become a common phenomenon in the developed nations and has paved its way into the emerging economies. This study will review the Introduction of online banking in the emerging economies, Determine their possible implications on the banking transactions in these markets and The possible benefits to banks customers with the increase in usage of this new facility of online banking. Nigeria is a great option to explore, as an emerging economic market, where the online banking is a recent valuable addition. Chiemeke et al. (2006) conducted a study to check the preparedness of the banks in Nigeria to launch the online services and his study revealed that most of the banks were providing information sites and very few transactional facilities were available, however even then the impact on customer retention and loyalty was quite positive. Auta (2010) conducted a quantitative analysis to find of the impact of E-banking through empirical evidence and he agreed that 88% customers of Nigerian banks were highly satisfied with online banking services and recommended the same for better banking experience. Time Series Based: In order to ensure the commercial perspective to the research question is also looked into, the study will also focus on the reviewing the time series based commercial articles using the following books of knowledge. Academic magazines articles. Academic newspaper articles and Peer reviewed or government research results. Research Methodology: Research Philosophy: The research approach which will be adopted by this study is the quasi-experimental approach. This study approach is far superior to the other research approaches such as the action research approach as it promotes the usage of a natural research environment where the events that are researched are not triggered by the researcher. This ensures that any inconsistencies which are usually seen in artificial research environments are eliminated. This approach also fits with the research question since the aim is to review the impact of online banking in a chosen natural research environment (Cohen, Manion Morrison, 2007 and Gill Johnson, 2009). A regular research has to be conducted on application online banking in terms of building customer loyalty yet competition in this sector is very intense due to globalization as well as due to the fact that most of the banks provide similar products and services and have to find alternative ways of competing in order to survive. An exploratory study using a mixed-method approach into this area could provide information that would enable practitioners to effectively direct their resources in building customer satisfaction, loyalty and retention. Research Design: The research study will try to gain different perspectives on the research topic by using multiple research methods. The primary data collection method will be the use of questionnaires as part of a quantitative data collection process. This will ensure that a fast and economic way of data collection process is utilized which also enlists the views of a wide variety of sample population. The sample population will be selected based on non-random sampling to ensure wide sector of audience’s views are gathered (McNabb, 2004, p.150). The secondary research will also be used from the literature review section to review alongside the primary data collected. Research Population and Sampling Techniques: The population used for this study belong from the marketing managers, strategic managers, and operation managers and IT managers of the banks that will be studied as well as customers who use the online banking products and services. The managers will be selected using purposeful sampling so that only those that have the required knowledge and experience relevant to the research questions will be used. This technique is encouraged when one needs a sample that is information rich (Flick et al. 2005). Research Data Collection: The researcher will seek consent from the organizations to be studied and prepare the interviews and the questionnaires. A pilot study will also be conducted to test the effectiveness of the instruments. This is done to ensure that the acquisition of the research skills including sampling to ensure that biasness is limited as well as skill on how to use SPSS to analyze the quantitative data will be successfully done. The surveys will be conducted with the managers and will be captured to facilitate analysis. Furthermore, a survey questionnaire that is open-ended will be used to collect quantitative data from the customers. The answers will be categorized in yes or no answer while others will be based on a four point likert scale with points; (1) signifying highly agree to (4) signifying highly disagree. Curwin Slater (2007) explain that the large sample size used in collecting the quantitative data increase reliability of findings and makes them more generalizable to all banks. Questionnaires are easier to administer, hence, it will facilitate a smooth collection of data from the bank corporate customers. Research Data Analysis: Both primary and secondary data will be used for the study. The data analysis will be conducted using an excel document and various trends will be identified using graphs and percentages. It will then be reviewed to determine specific trends in responses and compared against the academic literature gathered. Any significant discrepancies and similarities will be used to determine the research findings which will further develop the research recommendations. The conclusion chapter will review the researcher’s ability to answer the research aim and provide suitable recommendations to the study. Thematic content analysis is an inductive method of analysis that is applicable to interpretivism as it generates in-depth analyses. This tool codes data based on the emerging meanings, hence, allows quantification as those of the same meaning are grouped as one (Shank 2006). It will enable the researcher to obtain rich analyses that are sufficient in answering the research questions. On the other hand, statistical analysis (both differential and inferential) will applied in analysis of quantitative data. Statistical Package for the Social Sciences (SPSS), computer-assisted software will be used to maintain accuracy. Reflections and Conclusion: Potential Practical and Empirical Obstacles: Practical obstacles are likely to be faced during the data collection process. This includes accessing quality articles and peer reviewed journals. While the University of Leicester provides an e-library, the researcher is required to use the other e-libraries in order to access more articles to obtain sufficient information. This will cause the researcher to use more financial resources. Time constraint may also be an obstacle as the research has to be conducted within a specified period of time. Potential empirical obstacles include limited access to the sample population especially that from which qualitative data will be collected; hence, its validity as some of the respondents might not reveal all the required information for fear of exposing company secrets or more importantly, some companies do not allow their employees to take part in their in-house research studies. Validity and Reliability: Creswell (Creswell 2009, p. 190) states that â€Å"qualitative validity means that the researcher checks for the accuracy of the findings by employing certain procedures. While qualitative reliability indicates that researcher’s approach is consistent across different researchers and different projects†. As stated earlier that multiple sources will be used to collect the data, interviews, Face-to-face (in person interview), and document collections. To insure that the accuracy of the findings I will employ triangulation as a validity strategy, which defined â€Å"rationale for using multiple sources of evidence† (Yin 2009, p. 114). The most important advantage of using multiple sources of evidence is the development of converging lines of inquiry this process of triangulation can be optioned when the findings of the literature study have been supported by more than a single source of evidence. Thus, case studies using multiple sources of evidence were more highly in terms of the overall quality (Yin 2009). Conclusion: The researcher proposes to conduct a quantitative interpretative exploratory study on the relationship between online banking, and economy and financials. The study will use both secondary and primary sources of data as well as a mixed approach for the primary data. This is to ensure that the findings are not only valid and reliable, but generalizable as well. The researcher will seek consent from the organizations to be studied and prepare the interviews and the questionnaires. A pilot study will also be conducted to test the effectiveness of the instruments. This is done to ensure that the acquisition of the research skills including sampling to ensure that biasness is limited as well as skill on how to use SPSS to analyze the quantitative data will be successfully done. REFERENCES Choong, Y. L., Rittisakdanon, N., Zhou, X. 2001. Reengineering for Time-Based Competition: Reducing Time-to-Market by Reengineering. International Journal of Management, 18 (1): 33. 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The relationship between total quality management practices and their effects on firm performance. Journal of Operations Management, 21: 405-435. Pride, William M., Hughes, Robert J., Kapoor, Jack R. (2008) Using Accounting information, in Cengang LearningBusiness, 10th edn. USA: Nelson Education LTD, 544–5. McNabb, D.E. (2004), Research methods for political science: quantitative and qualitative methods, M.E. Sharpe. (p. 150). Menson Auta, E 2010, E-banking in developing economy: Empirical Evidence from Nigeria, Journal of Applied Quantitative Methods, vol 5, no. 2, pp. 212-231. Vanniarajan, T. 2007. Internal Service Quality and Performance Outcomes in Commercial banks. Global Management Review, 1 (2):22-31. Walsham, G. 2006. Doing interpretive research. European Journal of Information Systems, 15: 320-330 Additional References Mukherjee, A. and Nath, P. (2003), ‘A model of trust in online relationship banking’, International Journal of Bank Marketing, Vol. 21 No. 1, p. 5-15. Nandy, D. (2010), Banking Sector Reforms in India and Performance Evaluation of Commercial Banks, Universal-Publishers. Ma ¨ enpa ¨ a ¨ a, Katariina, Kaleb, Sudhir H., Kuuselaa, Hannu and Mesiranta, Nina (2008). Consumer Perceptions of Internet Banking in Finland: The moderating, Journal of Retailing and Consumer Services, 15 (4), 266–76. Cronin, M. J. (1997), Banking and finance on the Internet, John Wiley and Sons. Davis, F.D., Bagozzi, R.P. and Warshaw, P.R. (1989) User acceptance of computer technology: a comparison of two theoretical models, Management Science, 35(8), 982–1003. Ajzen, I. Fishbein, M., (1980), Understanding Attitudes and Predicting Social Behaviour, Prentice-Hall. Al-Somali, S.A., Gholami, R. and Clegg, B. (2009) An investigation into the acceptance of online banking in SaudiArabia, Technovation, 29(5), 130–141.